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Covered California Open Enrollment Period Begins November 1, 2016
The next Open Enrollment will run from Tuesday, November 1, 2016 - Tuesday, January 31, 2017.
Need Help to enroll. Please call John Pham 1-714-531-3637
OE3 Income Guidelines (PDF)
Open Enrollment & Health Plan (PDF)

John L. Pham (CA Lic. #0649378)
John Pham Insurance Services
14541 BROOKHURST STREET, SUITE C1
WESTMINSTER, CA 92683
Mobile: 1-714-553-2404
Tel. (714) 531-3637 * Fax (714) 531-3633
Email: johnpham@muabaohiem.com

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Insurance Broker/Agent
35 years of experience
License No. 0649378 Since 1982

14541 Brookhurst Street, Ste. C-1
Westminster, CA 92683
  Phone: (714) 531-3637
  Mobile: (714) 553-2404
  Fax: (714) 531-3633
  Email: johnlpham@yahoo.com
 

 
 
 
California Health Plans and Benefits
 
Anthem Blue Cross offers a variety of health care plans to meet the needs of individuals and families. Plans currently offered in California are listed below. To see detailed information about these plans, click the button to visit our interactive plan shopping tool. There you can compare plan benefits and rates, get an instant personalized quote, and even apply online.
 
Anthem Bronze DirectAccess
 Brochure
 Application Form
 Apply Online
With the Bronze plans, you pay less for your monthly premium but you pay more when you get care.
You have broad benefits with deductibles, copays and coinsurance that may be higher than the other plans.

Anthem Sliver DirectAccess
 Brochure
 Application Form
 Apply Online
The Silver plans still have low monthly premiums but you pay less when you get care.
An additional cost-sharing subsidy may be available to you on this plan level.

Anthem Gold DirectAccess
 Brochure
 Application Form
 Apply Online
With the Gold plan, you have richer benefits and pay less when you get care.
You have the freedom to see any in-network doctor you choose. It's also a good idea to have a primary care physician (PCP) for things like checkups and health issues that need ongoing care.

Anthem Platium DirectAccess
 Summary
 Application Form
 Apply Online
You enjoy the highest level of benefits and often pay less when you get care.
The amount the plan pays for covered services is based on the allowed amount. If an out-of-network provider charges more than the allowed amount, you may have to pay the difference.
Coinsurance is your share of the costs of a covered service, calculated as a percent of the allowed amount for the service.

Anthem Core DirectAccess
 Summary
 Application Form
 Apply Online
With the Core plans, you pay less for your monthly premium but you pay more when you get care.
You have broad benefits with deductibles, copays and coinsurance that may be higher than the other plans.
You must pay all the costs up to the deductible amount before this plan begins to pay for covered services you use. Check your policy or plan document to see when the deductible starts over.

Anthem Essential DirectAccess
 Summary
 Application Form
 Apply Online
The Essential plans still have low monthly premiums but you pay less when you get care.
If you use an in-network doctor or other health care provider, this plan will pay some or all of the costs of covered services.

Anthem Preferred DirectAccess
 Summary
 Application Form
 Apply Online
With the Preferred plan, you have richer benefits and pay less when you get care.
If you use an in-network doctor or other health care provider, this plan will pay some or all of the costs of covered services. Be aware, your in-network doctor or hospital may use an out-of-network provider for some services.

Anthem Premier DirectAccess
 Summary
 Application Form
 Apply Online
You enjoy the highest level of benefits and often pay less when you get care.
You must pay all the costs up to the deductible amount before this plan begins to pay for covered services you use. Check your policy or plan document to see when the deductible starts over.

Anthem Catastrophic DirectAccess
 Summary
 Application Form
 Apply Online
You must pay all the costs up to the deductible amount before this plan begins to pay for covered services you use.
This plan will pay some or all of the costs to see a specialist for covered services but only if you have the plan's permission before you see the specialist.
 
This information is not your policy and is intended as a brief summary of service. If there is any difference between this page and the policy, the provisions of the policy shall control.
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